Azalea plant for Valentines Day.........so here is a back story on it, Jon and i wanted to start a traditions that his parents did for their family is every time we have a child we want to plant a tree for them! Jon and i wanted to also plant a tree for our first year in our house and first year of marriage.......but instead Jon got this awesome plant that we will grow inside first (pray that i don't kill it) and then when its spring we will plant it outside (instead of a tree) WHAT A GREAT VALENTINES GIFT!!!! I'm not a fan of spending a lot of money on flowers that die in a week! Then on Sunday we had our financial class were we learned the
5 steps in what you should do before you buy large purchase's
- Practice patience. Waiting just 24 hours before making a major purchase is the best way to be certain that you’re not impulsively buying something or just buying because a salesperson is pressuring you.
- Stay accountable. If you’re married, be sure to include your spouse in major purchasing decisions. You’ll balance each other and keep each other on track. If you’re single, find someone who will keep you accountable when it comes to big buys.
- Get educated. Be sure you completely understand any terms or deals and even the products or services on which you spend large amounts of money. One of the most common places for scams and lies is the car lot. But if you get as much information as possible ahead of time, you won’t be taken in by the standard one-liners and sales gimmicks.
- Do it yourself. There are many companies that insist that you cannot live without their service or product. But, chances are, you can do it yourself. Cleaning up your credit is just one example of something you can do yourself. But there are countless ads (you know you’ve seen them) from companies who tell you they are the only ones who can help you. Don’t fall for their tricks.
- Don’t buy the lie. Savings accounts, air miles and cash-back bonuses are all highly-touted incentives that credit card companies offer to keep consumers enslaved to their card. But oftentimes those incentives are laden with misleading fine print and tricky strings attached. Don’t let them talk you into their card just for the airline miles or a few bucks back at the end of the year. You shouldn’t be playing with snakes anyway!This started some good conversations between our group and with Jon and I! We then set amount of money that we cant spend with out telling our spouse....it depends on the family ....we had to discuss this in length because we both had different amounts so we had to come to an agreement! I love that this class keeps us accountable with our money!!! Everyone needs an accountability partner when it comes to finances (i never thought that till this class!)
So all in all our first Valentines Day has been amazing!

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